Select

A truly diversified
package for you


A pension and investment advice
proposition supported by the
multi-award winning Fidelity.

A truly diversified package

Select is a pension and investment advice proposition supported by the multi-award winning Fidelity, offering cost effective access to The Pension Drawdown Company's experience of setting up and managing Pension Drawdowns, with Fidelity's global expertise in both asset class selection and external fund selection.

Do you have a Final Salary Pension (also known as Defined Benefit) and/or a Money Purchase Pension (also known as Defined Contribution)?
Do you want to know what your options are?

The Select Service could be right for you

Similar to "Essentials" in terms of client servicing, but also including phased on-boarding (as applicable) and a dynamic review process with a wider scope taking a more tactical account of market conditions.

Select benefits from The Pension Drawdown Company's expertise of setting up and managing Pension Drawdowns, with Fidelity's Multi-Asset Global Allocator range of risk-profiled actively managed passive solutions. The funds are distinguished by the flexibility and type of underlying investments (that are not just restricted to Fidelity) which combines both passive index-tracking funds and active instruments, which means Fidelity's tactical overlay creates a truly dynamic diversified solution.

Typically with a 1 % Initial Advice Fee and a Maximum Total Ongoing Cost* of 1 %.

* The Total Ongoing Cost includes all of Fidelity's fees and The Pension Drawdown Company's fee.
No other fees apply.

If you invest £200,000

The Initial Fee is 1% (£2,000)

This includes:

  • Assessment of your needs and risk
  • Portfolio analysis and market research
  • Portfolio construction
  • Plan/ transfer set up costs

Total Ongoing Cost is 1% per year,
that's £38.46 per week

This includes:

  • Cost of the Fund
  • Cost of the Platform
  • Ongoing advice fee

That’s it!

No hidden costs, Nothing else to pay
An award winning proposition for less.

Be Careful!

Some providers may have additional charges for withdrawals, switching funds, sending statements or early exit penalties. We don't!

Select
Benefit from a
truly diversified
package


Brought to you by The Pension Drawdown Company and the multi-award winning Fidelity, one of the world’s largest pension and investment solution firms.

The Pension Drawdown Company is a Whole of Market Chartered Financial Planner, therefore upon contacting us for advice the whole of the market will be assessed in line with your personal circumstances to recommend a service and supporting solution that is right for you.

In some cases this may mean that "Select" with Fidelity or "Essentials" with Royal London is right for you, in others a “Bespoke” portfolio may be more appropriate.

Please note that if you wish to take advantage of "Select" then the fund will typically be Fidelity Allocator and the platform Fidelity FundsNetwork.

1
1

A 1% solution that’s right for you, recommended by Chartered Financial Planners from assessing the whole of the market

2
2

Capable of supporting both Pensions and ISAs under one easy to manage solution whilst keeping the costs low

3
3

Select uses Fidelity's highly diversified Global Allocator Range of risk-profiled funds which benefit from Fidelity’s global research capabilities with over 400 investment professionals and research staff around the world

4
4

The Allocator range invests in Fidelity's own index funds as well as third party funds. The range combines passive index-tracking funds with a tactical overlay creating a truly dynamically diversified solution

5
5

Typically held on Fidelity’s multi awarding winning, platinum rated FundsNetwork Platform

6
6

Financial strength of being invested with one the largest investment firms in the UK

7
7

A cost effective solution suitable for receiving Final Salary Transfers within a sophisticated risk-profiled solution suitable for your individual attitude to risk

8
8

A personalised suitability report clearly presenting your tailored advice according to your personal circumstances

I can't find my pension information - what should I do?

This is a common occurrence; the government provides a handy Pension Finder service for just these occasions.

Learning about your options all starts
with a free no obligation chat.

So if you would like to find out more or review your own position
please contact us by email or call us on

0800 03 04 008

Case study – Mr B

Mr B, age 56, took early retirement in October 2017, prior to which he wanted to better understand his retirement and Final Salary Scheme Pension Transfer Options.

Mr B had talked to a few companies prior to a friend recommending The Pension Drawdown Company, he wanted to explore Pension Drawdown as an option to flexibly manage his finances in retirement but was finding the transfer process difficult to understand.

Mr B and his wife met with one of our Pension Transfer Specialists, following the meeting they had a clear understanding of the features and drawbacks of Final Salary Transfers, as well as how Final Salary Transfers and Pension Drawdown worked.

In addition to the cost of "Select", a key driver in their decision-making process was the difference in death benefits between their Final Salary Scheme and a Pension Drawdown. They learnt that whilst the Final Salary Scheme provided Mrs B with 50% of the income in the event of Mr B's death (and a small amount for their children up to 23 whilst in further education), with a Pension Drawdown, Mrs B would receive 100% of the fund, which could be passed on to their 3 children outside of Inheritance Tax.

Mr B now feels in control of the pension which is managed under the "Select" service. He has since taken his tax-free cash and invested some of it into a Stocks and Shares ISA which is being managed under "Bespoke". He chose Bespoke for his ISA because he plans on helping his children onto the property ladder in 5 years’ time and wanted to try out the more expansive actively managed Bespoke service for a small part of his portfolio.

Risk Warning exclamation mark icon

Information is provided as a guide and based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

The case study and the information provided may not address your particular circumstances, objectives and attitude towards risk.

It is not (and is not intended to be) advice, recommendation, representation, endorsement or arrangement by The Pension Drawdown Company or an invitation to invest or an offer to buy, sell, underwrite or subscribe for any particular investment.

We recommend that you take appropriate independent advice from one of our qualified advisers before making any investment decision.

Risk Warning exclamation mark icon

Information is provided as a guide and based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

The case study and the information provided may not address your particular circumstances, objectives and attitude towards risk.

It is not (and is not intended to be) advice, recommendation, representation, endorsement or arrangement by The Pension Drawdown Company or an invitation to invest or an offer to buy, sell, underwrite or subscribe for any particular investment.

We recommend that you take appropriate independent advice from one of our qualified advisers before making any investment decision.