Essentials

Your future
in safe hands


An awarding winning and
low cost package for you

Our low cost package for you

The Essentials Service is a pension advice proposition supported by Royal London's award winning Governed Portfolios. This is our most cost effective and simple solution which is built around strong corporate governance with a focus on controlling volatility.

Have you been meaning to sort out your pensions?
Do they need explaining?
Not sure how they're performing?
Would you like all your pension pots in one fully managed portfolio?

Essentials may be exactly what you need.

Our Advisers will help you plan for your future whilst developing an understanding of pension and investment matters through annual reviews, so that you can feel comfortable that your future is in safe hands.

Typically with a 1% Initial Advice Fee and a Total Ongoing Cost* from 0.75%.

*The Total Ongoing Cost includes Royal London's fees and The Pension Drawdown Company's fee.
No other fees apply.

If you invest £50,000

Initial Fee is our minimum £1,000

This includes:

  • Assessment of your needs and risk
  • Portfolio analysis and market research
  • Plan/ transfer set up costs

Total Ongoing Cost is 0.75% per year,
that's £7.21 per week

This includes:

  • Cost of the Governed Portfolio
  • Ongoing advice fee

That’s it!

No hidden costs, Nothing else to pay
An award winning proposition for less.

Be Careful!

Some providers may have additional charges for withdrawals, switching funds, sending statements or early exit penalties. We don't!

Essentials
Benefit from an
award winning
service


The Pension Drawdown Company's experience of Financial Planning with an award winning, low-cost Royal London Pension with our "Essentials" service

Upon contacting The Pension Drawdown Company for advice we will look at the whole of the market in line with your personal circumstances and needs in order to recommend a service package and final plan that is right for you. In some cases this may mean that “Essentials” with Royal London is right for you, in others “Bespoke” or “Select” may be more appropriate.

Please note that if you wish to take advantage of this low cost Essentials service then the provider will be Royal London.

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1

The Pension Drawdown Company holds the coveted Chartered Financial Planner status

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2

Low cost, high quality personal pension plan from 0.75% ongoing total charge

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3

An award winning provider with a proven track record

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Financial strength of being invested with the largest mutual life and pensions company in the UK

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5

Fully flexible with income options for policy holders and death benefit options for their dependants

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6

Release the tax free element of your pension

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Governed range of funds that offers an investment that is portfolio managed, regularly reviewed and clearly matched to your attitude to risk

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A personalised suitability report will be provided giving you advice tailored to your specific circumstances

Learning about your options all starts
with a free no obligation chat.

So if you would like to find out more or review your own position
please contact us by email or call us on

0800 03 04 008

Case study – Mr A

Mr A, age 63, took retirement in December 2015 and wanted to develop a financial plan which made it easy for him to manage his affairs. He had changed jobs a few times over his career which resulted in him having a number of different pension pots left in different money purchase occupational pension schemes totalling £160,000.

Mr A had little experience of investments and had also been saving for his retirement by contributing into a Cash ISA accumulating £44,000. He had not sought out Financial Advice before and wanted to know if this money could be better used in his retirement planning.

Mr A called us to learn what his retirement and pension consolidation options were. He was pleased to learn that he could consolidate all of his pensions into one award winning and easy to manage Pension Drawdown, through which he could flexibly draw his income in a manner that suited his retirement plans.

From speaking to us Mr A also learned we could transfer his Cash ISA into a Stock and Shares ISA and manage it alongside his Pension Drawdown.

Mr A has remained a client of The Pension Drawdown since and has been pleased with the performance of both his "Essentials" Royal London Pension Drawdown and his "Select" Fidelity Stocks and Shares ISA. As a self proclaimed novice investor, Mr A felt secure knowing he had established a relationship with a team of advisers who are there to help him through his retirement.

Risk Warning exclamation mark icon

Information is provided as a guide and based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

The case study and the information provided may not address your particular circumstances, objectives and attitude towards risk.

It is not (and is not intended to be) advice, recommendation, representation, endorsement or arrangement by The Pension Drawdown Company or an invitation to invest or an offer to buy, sell, underwrite or subscribe for any particular investment.

We recommend that you take appropriate independent advice from one of our qualified advisers before making any investment decision.

Risk Warning exclamation mark icon

Information is provided as a guide and based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

The case study and the information provided may not address your particular circumstances, objectives and attitude towards risk.

It is not (and is not intended to be) advice, recommendation, representation, endorsement or arrangement by The Pension Drawdown Company or an invitation to invest or an offer to buy, sell, underwrite or subscribe for any particular investment.

We recommend that you take appropriate independent advice from one of our qualified advisers before making any investment decision.