Our Bespoke Service | Pension Drawdown Company

Bespoke

A TAILORED SERVICE
TO FIT YOUR NEEDS

Our Bespoke services for you.

Our tailored service for you

The Bespoke Service offers full active management of your pensions and/or investment portfolio and a financial planning service with access to the whole of the market. This service best utilises our near 20 years' experience of managing clients' Pension Drawdowns and Investments as Independent Chartered Financial Planners.

Do you want a sophisticated fully encompassing financial planning service and a portfolio designed around your individual needs and objectives?

The Pension Drawdown Company Bespoke Service could be right for you.

Bespoke Financial Planning and managing clients' Pension Drawdowns is at the heart of what we do. We have developed a range of services using our experience to help clients access financial planning where cost is a driving factor, but for many a Bespoke financial plan managed by a team of highly qualified professionals remains the best way to secure their financial future and achieve their objectives.

When you contact The Pension Drawdown Company for advice we will look at the whole of the market in line with your personal circumstances and develop a financial plan that is right for you. In some cases this may mean that "Essentials" with Royal London or "Select" with Fidelity is right for you, in others a "Bespoke" portfolio may be more appropriate.



7 reasons
to go
Bespoke


Bespoke offers a tailored service that reflects your individual requirements and attitude to risk.

1
1

A high quality Bespoke Financial Portfolio from one of the top rated IFAs* in the country.

* According to VouchedFor

2
2

Portfolio management across multiple tax wrappers to maximise tax efficiency, usually supported by a Pension Drawdown which is fully flexible supporting income options and death benefit options for your dependants.


3
3

Access to a wide range of approved best of market funds with the ability to accommodate individual fund requests where they add value to your portfolio.

4
4

Security over your financial affairs with annual reviews to reassure you that the portfolio continues to meet your needs and objectives.

5
5

Proactive management providing portfolio flexibility considering the market with free of charge regular fund switching and frequent portfolio analysis/valuations.


6
6

A systematic assessment of risk tolerance providing examples of relative performance characteristics; historic investment returns, maximum drawdown in order to work with you to achieve what you need.

7
7

A personalised suitability report clearly presenting your tailored advice according to your personal circumstances

Bespoke supports transfers from SIPPs, personal pensions, occupational money purchase schemes as well as ISAs and Collective Investment Accounts.

Bespoke also supports transfers from Final Salary workplace pensions as long as you haven't started to take income from them.

Learning about your options all starts
with a free no obligation chat.

So if you would like to find out more or review your own position
please contact us by email or call us on

0800 03 04 008

Case Study - Mr and Mrs C

Mr C, aged 61 and Mrs C age 59 have two children together and following Mr C’s decision to take a voluntary redundancy they decided the time was right to slow down and take an early retirement.

Over the years the couple had accumulated a mixture of investments and pensions and they wanted to simplify their affairs and make their money work harder for them whilst making sure they could pass on their estate to their children as efficiently as possible.

With our help, Mr C obtained his pension transfer values from his different schemes including one from an old final salary scheme which was valued at £460,000. The total of all his pension pots came to £590,000. Mr C has a low to medium attitude to risk so had some concerns about investing this amount of money into stock market based investments at a time when stock markets are near to their all time high. We discussed various solutions and he opted for our Bespoke service. This has the advantage of providing some market-timing which meant that we were able to gradually phase his pension investment from being held in cash, into the markets as buying opportunities occurred. The Bespoke range has also allowed us to construct a mix of investment funds which are exclusive to Mr C and in accordance with his attitude to risk and financial objectives. We will make further recommendations in the future to switch funds around as market and global economic and political conditions dictate.

The Bespoke range offers all the flexible benefits of Flexi-Access Drawdown including the ability to draw tax-free cash from age 55 onwards, and to start, stop or vary income withdrawals.

Risk Warning exclamation mark icon

Information is provided as a guide and based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

The case study and the information provided may not address your particular circumstances, objectives and attitude towards risk.

It is not (and is not intended to be) advice, recommendation, representation, endorsement or arrangement by The Pension Drawdown Company or an invitation to invest or an offer to buy, sell, underwrite or subscribe for any particular investment.

We recommend that you take appropriate independent advice from one of our qualified advisers before making any investment decision.

Risk Warning exclamation mark icon

Information is provided as a guide and based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

The case study and the information provided may not address your particular circumstances, objectives and attitude towards risk.

It is not (and is not intended to be) advice, recommendation, representation, endorsement or arrangement by The Pension Drawdown Company or an invitation to invest or an offer to buy, sell, underwrite or subscribe for any particular investment.

We recommend that you take appropriate independent advice from one of our qualified advisers before making any investment decision.