Our Service Packages

As Independent Chartered Financial Planners who have been specialising in managing clients’ Pension Drawdowns and Investments since 1999, we have made a commitment to the highest level of professionalism across the industry that is not restricted or tied to any single provider. Therefore, as a client of The Pension Drawdown Company, you can receive advice on pensions, annuities and investments from across the whole of the market secure in the knowledge that the solution we recommend is truly in your best interests.

Using our freedom to work with any provider, we have developed 3 propositions in response to what our clients have asked for over the years. They range in price and flexibility from cost-focused for straightforward requirements through to fully Bespoke, encompassing more sophisticated planning.

Essentials
Select
Bespoke
  • Uses Royal London’s
    off-the-shelf Governed
    Portfolios
  • Pensions
  • Initial fee 1%
  • Typical total ongoing cost:
    0.75% p.a

  • Uses Fidelity’s Multi-Asset Global Allocator range of risk-profiled actively managed passive solutions
  • Pensions, Investments
  • Initial Fee: 1%
  • Total Ongoing Cost:
    Maximum 1% pa.

  • Actively Managed
    Whole of Market Bespoke
    Portfolios
  • Full Service Proposition
  • Initial fee typically 2%
  • Total Ongoing Cost:
    1% + Platform
    and fund costs*

*Minimum charges apply for small portfolios and more sophisticated needs. Bespoke portfolios are built according to client needs, therefore the total cost will vary according to the chosen platform and underlying funds

We will never assume any single proposition is right for any client and part of our service is offering full advice and making sure we find the right solution for you. This may be a low-cost awarding-winning Essentials Royal London Governed Portfolio, a more expensive Guaranteed Drawdown which gives you some valuable underlying security or, alternatively, a fully Bespoke Pension Drawdown containing an even more diversified range of funds which is built around your specific needs.

Make sure you understand what you are paying
for and the value you are getting from it.

Headline costs are only part of the story.

We do not charge you unless you decide to go ahead
with our recommendations.

Should you decide not to proceed then we will
not charge you for any advice.

Becoming a client: Our high-level on-boarding process

Becoming a client:

First Contact:

Call or email us to arrange a free no- obligation chat. This can be by phone or in person and is to help you understand what your options are and see where we can support you.

First Appointment:

Here we learn more about you; your objectives, and your financial circumstances. We also gather details about your existing protection, investment and pension plan(s).

Our Research and Analysis:

We analyse your existing plans, research the market according to your objectives and formulate your personal recommendation.

Presenting your Financial Planning Report:

We send you your comprehensive Financial Planning Report ahead of talking you through it to make sure you understand the advice that has been given and the impact of the outcomes.

Implementation of new financial plan:

Once our recommendation has been agreed upon, we update your arrangements and keep you informed throughout. The agreed charges are then applied and you become part of The Pension Drawdown Company’s client family and have regular reviews.



Learning about your options all starts
with a free no obligation chat.

So if you would like to find out more or review your own position
please contact us by email or call us on

0800 03 04 008

Risk Warning exclamation mark icon

The value of any investment, and any income from it, can rise and fall with movements in stock markets, currencies and interest rates. These can move irrationally and can be affected unpredictably by diverse factors, including political and economic events. This could mean that you get back less than the amount you originally invested.

Risk Warning exclamation mark icon

The value of any investment, and any income from it, can rise and fall with movements in stock markets, currencies and interest rates. These can move irrationally and can be affected unpredictably by diverse factors, including political and economic events. This could mean that you get back less than the amount you originally invested.