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Financial Planning

Financial Planning is the process of identifying the goals you want to achieve and creating a plan for your finances to help you achieve them. A good financial plan which is reviewed regularly, will help you to work out what is most important to you and increase your chances of realising your objectives.

Award Winning Chartered Financial Planners as featured in The Sunday Times

Jonathan Walker is one of Britain’s top rated financial advisers having received the highest volume of positive client reviews on VouchedFor in the last 18 months and as featured in The Sunday Times newspaper.

The Pension Drawdown Company is an award winning Chartered practice. So what does it mean to work with a Chartered Financial Planner? What are the benefits?

This video is provided by the Chartered Insurance Institute (CII) and therefore The Pension Drawdown Company are not responsible for the content.

The main advantages of Financial Planning

Better-informed
financial decisions

The planning process helps you to fully understand your existing financial situation and assess the suitability of any new investment opportunities. It can provide you with clarity over what you need to do to achieve your objectives.

Making your money
work for you

Effective planning is the key to allocating your available resources in the most efficient way possible, identifying ways to either save money or make your money work harder for you.

Potential tax savings

Your financial planner can suggest tax strategies that will help you to reduce potential income tax, capital gains tax and inheritance tax liabilities. Any tax treatment mentioned is based on personal circumstances and current legislation, which is subject to change.

A plan for life’s
uncertainties

Ensure you have access to the right amount of money at the right time. Your financial planner will ask you to consider a number of ‘what if?’ questions to ascertain whether you have planned adequately for the future and whether the income you are taking is sustainable. You could live longer than you think!

Security and
Peace of Mind

A basic rule of sound investing is to spread your money over a range of different investments. This is called diversification. It’s like the old saying: 'Don’t put all your eggs in the one basket'. History shows that different types of investments, and investment managers, perform better than others at different times for different reasons. That’s why diversifying your investments can assist with:

  • Reducing the total amount of risk in an investment portfolio;
  • Optimising the return you’re likely to get for the risk taken;
  • Smoothing out the volatility – the ups and downs of investment returns over time.
Your financial affairs will be organised and kept up to date through portfolio valuations and regular reviews with your financial planner.

Ongoing Support

Effective Financial Planning is the key to allocating your available resources in the most efficient way possible. It is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life; It is not just about buying products like a pension or an ISA.

So if you would like to find out more or review your own position
please contact us by email or call us on

0800 03 04 008

Risk Warning exclamation mark icon

The value of investments and income from them may go down. You may not get back the original amount invested.

A pension is a long term investment, the fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

Taking withdrawals may erode the capital value of the fund, especially if investment returns are poor and a high level of income is being taken. This could result in a lower income when the annuity is eventually purchased.

Risk Warning exclamation mark icon

The value of investments and income from them may go down. You may not get back the original amount invested.

A pension is a long term investment, the fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of reliefs from taxation, are subject to change.

Taking withdrawals may erode the capital value of the fund, especially if investment returns are poor and a high level of income is being taken. This could result in a lower income when the annuity is eventually purchased.