Just wanted to say thank you to Jonathan and Suzanne for the work they have done on the portfolio since I have been with The Pension Drawdown Company.
Up over 10% on the main, and nearly 5% on the smaller fund, (after charges) is great going - I know you all work really hard to keep me updated and choose really good funds.
I'm so glad that I was recommended to you and the company, as Barrie and I together, have a much clearer understanding of our retirement future and feel more confident in this knowledge.
Suzanne Walker is a first-rate financial adviser. Professional, knowledgeable and compassionate, she takes time to understand the complexities of your situation, before offering clear and concise guidance. I would not hesitate to recommend her to anyone looking for help with long-term wealth management.
I have been a client of the Pension drawdown Company since 2006 when I decided to retire from my career as a practising chartered accountant.
I have been totally satisfied both with the advice and performance received. Despite having received income from my fund for the past 10 years, the fund has actually increased in value.
I did, a few years ago decide to invest some other funds into ‘property for rent’; that transaction fell through and fora while I tried to manage my own assets through a well known ‘fund supermarket’. I soon discovered that I did not have the expertise, was not getting anything like the advice, so returned to the Pension Drawdown Company! I have not for one moment regretted that decision.
In 2012 I discovered The Pension Drawdown Company and liked the flexibility they offered. Especially because my wife was 16 years younger than me and annuities in that scenario are poor. It also allows me to bequeath the remainder of the fund to her.
In the 4 years I have been with them I have found that they listen to me and tailor my portfolio accordingly. Their advice has grown my pension in the last year by over 10% something a pension annuity would find impossible to match.
There is a risk but I do feel that it is managed diligently.
They recommended Old Mutual, another factor which pleased me, this is a strong well managed company with a good track record.
I would there for have no hesitation recommending The Pension Drawdown Company.
I have been a client of Pension Drawdown since May 2008 and have been delighted with the progress made by my portfolio. More recently in July 2016, I decided to transfer my existing ISAs into their new Met Life Guaranteed ISA. Initial results have been excellent and my fund has gained 2.6% in just 5 weeks. This is far in excess of the notional 5% per year that I was expecting. It is also very reassuring that these gains are safeguarded against any possible future fall in the markets.
I have been a client of Pension Drawdown for 4 years and have always been pleased with the service, advice and performance and the team are in regular contact with me. However, as a result of the recent Pension Freedom legislation, I now have total control of my income, and now I can leave my pension to my husband or children entirely tax free.
For people like me, who want control of their pension, and the ability to pass a legacy to my children, The Pension Drawdown Company offer a personalised solution.
On retiring in 2007 I spent four months researching investment management companies looking for a home for my pension fund before finding Jonathan Walker and the Pension Drawdown Company . It seemed to me that the way his company operated was very different from the big providers in that investments could and would be switched quickly and easily depending upon market conditions.
The financial crash happened shortly afterwards and over the next few years Jonathan and the team have managed to get my fund back close its original value as well as providing me with a pension income to live on, so in effect growth has been achieved in very demanding conditions. This has been achieved by spreading the funds across varying asset types in different theatres of the world, selling when a profit has been made and investing when opportunities arise.
Having the ability to discuss the state of the market regularly (several times a year) and then make informed investment decisions means I'm confident that my fund is being actively managed according to my financial priorities.
Excellent advice and guidance throughout since 1999 on my personal pension matters. Always geared to my cautious approach but with excellent results and with reasonable and fully justified charges. Always accessible. Their service is always of a high standard and I would be happy to recommend them to others.
I have known the Pension Drawdown Company since it started back in the 1990s and have watched it grow and develop a strong reputation for specialising in pensions advice. Since it has been looking after my pension I have been delighted with the performance of my fund which has more than doubled in value in 6 years. As a local businessman, I fully appreciate the importance of putting one’s trust in a firm like Pension Drawdown
I have worked with Jonathan Walker for over seven years now both on my own account as well as on my parents’ and some of my clients' and close friends' accounts. He has consistently shown perceptive foresight in his investment advice that in these uncertain times has kept our investments in good shape and seen them grow very satisfactorily.
You always feel that he is giving you the best advice for your circumstances rather than, in my past experiences, trying to aim you towards investments that are more immediately beneficial to the financial adviser. I trust him implicitly and am more than happy to recommend him to others.
The Pension Drawdown Company took on the management of my pension fund in 1997 when it was underperforming whilst being managed by my Bank. They have actively managed my fund and I have seen it treble in value since then, over a period where the FTSE 100 has achieved around 40%. Even though I am currently based in the Far East, the team at The Pension Drawdown Company keep in touch regularly and have continued to look after the fund for me taking advantage of weakness in the market and protecting gains when necessary. I would recommend their pro-active approach
Trusting my money with The Pension Drawdown Company has been one of the best financial decisions I have ever made. They have provided a reliable income for me whilst keeping my capital intact with consistent growth. They are always available to speak to on the phone. With The Pension Drawdown Company, you get what it says on the tin!
I am extremely happy to have had The Pension Drawdown Company & Jonathan Walker advising us and managing our funds for the last ten years. He skilfully steered a safe course through the financial crisis of 2008 and has enabled our funds to achieve healthy growth year on year. Without his proactive approach we would certainly not be in such good financial shape.
I like the fact that he and his team are accessible, always helpful and very pleasant to do business with but, more importantly, I am always absolutely confident that when giving advice he is tailoring it to our specific circumstances. I have complete trust in him and have no hesitation in recommending him to others.
I have always had a financial adviser but this is a bit different, I am amazed to see the huge uplift the Pension Drawdown Company has achieved for me despite the fact that year on year the markets have been flat.
The realisation of how important it is to seek a specialist in pensions, such as the Pension Drawdown Company, has become evident, as they have proved themselves to be flexible to individual needs in an ever changing financial climate.
During the six months both before and after my retirement I was actively looking at all of the alternatives from my pension requirements. Compared to National well-known firms I found the services from The Pension Drawdown Company and personal contact of both Jonathan Walker and Bob Diamond very reassuring.
The Pension Drawdown Company have respected my wishes for a cautious approach to my investments in the initial stages and now, coming up to the first anniversary, I am more than pleased with the performance of my portfolio.
It has been one of the best decisions in my life to entrust my 40 years of pension contributions to The Pension Drawdown Company. The regular quarterly updates and suggestions for improvement to my investments give me peace of mind.
In 2001 as employed and self-employed architects respectively, each with a broad range of pension and other investments, approaching pensionable age we were seeking advice regarding our personal pension holdings. Not satisfied with the impersonal and lacklustre response from large firms, a personal contact suggested Jonathan Walker of The Pension Drawdown Company.
An initial meeting at our home was sufficient to convince us that a mutually satisfying working relationship could be established. Signs of problems in the pension market were apparent and our fortuitous timing combined with Jon Walker's creative and speedy response to the prevailing climate have ensured a currently healthy portfolio providing adequate funds for our needs.
Although retired, we continue to be involved in some consultancy work.
Regular contact to and from Jon allows for close monitoring of our funds and adjustments as and when.
The working relationship established 13 years ago continues to flourish.
Pension Drawdown have managed my pension fund since 2002, and my wife's since 2004. We have been well satisfied by their active role in managing our funds, liaising regularly to recommend switches in the spread of investments to reflect the constantly changing market conditions and uncertainties.
We have always been fully consulted about any changes, and have invariably been content to confirm their judgement.
We have every intention of continuing to benefit from their ongoing advice, and have been happy to recommend them to potential clients.
I have found the Pension Drawdown Company, and in particular Mr Jonathan Walker, to be most helpful in compiling a meaningful portfolio across the board, resulting in a steady growth in funds during a difficult time.
I would fully recommend his service to anybody looking for a trustworthy company.
I have known Jonathan Walker for upwards of sixteen years and therefore have known him since he established on his own account The Pension Drawdown Company. He has, throughout that time, provided me with excellent advice in relation to planning my personal pension arrangements and wider choice of investments.
What has impressed me during that period is the pro-active nature of the advice provided and the success Jonathan has had in building a sizeable fund, which will be able to support a level of pension payment commensurate with the liabilities I anticipate I will need to meet. He has taken care to ensure that the funds have been soundly invested and acted quickly to minimise exposure and take advantage of buying opportunities in what is a volatile market and has been such in recent years.
I would be happy to recommend Jonathan and The Pension Drawdown Company to anyone who is in need of advice in the pension and investment area – he acts transparently and honestly and puts the interests of his clients before all else.
Having run my own business in the Financial Services industry for 17 years, it came as a welcome surprise to find a company in the pensions field, that offers active as opposed to passive fund review, once one has made the decision that Pension Drawdown is the route one wishes to take.
In my view passive fund management is just what one does not need as far as Income Drawdown is concerned, as the adviser either does not have the time, or the expertise to manage your funds so that they achieve the growth to equal or exceed fund withdrawals, or equal or exceed the median growth of a tracker fund. So the adviser offering passive fund management hopes that investing in a basket of funds will do the trick!
With the Pension Drawdown Company I was delighted with the continual market feedback and discussions for changing funds investing in specific equities in positive market conditions. This is an enlightened and go ahead company, and having met the management, believe it will go from strength to strength, at a time when many firms of Financial Advisers are closing down
Prior to retiring I employed a Financial Adviser to review the most effective way to manage my company final salary pension. Her advice was to cash in the pension and to invest in a drawdown arrangement which she would review on a regular basis. In the event, her advice proved to be incorrect, her review and administration of the account non-existent and her fees exorbitant. As a consequence I lost a considerable sum of money. This was despite her winning an award for financial adviser of the year, and she was someone who was revered throughout the industry.
I contacted The Pension Drawdown Company for assistance and they helped me to recover a six-figure sum in compensation via the Financial Ombudsman's Service and have effectively managed my account to ensure that I maximise my investment.
Their service is personal and professional, their reviews are frequent and their advice first class.
Throughout the last 10 years, Jonathan Walker has particularly impressed me with his proactive approach. He maintains regular contact with me, providing reassurance that my investment is being monitored and often discussing with us when there are opportunities to benefit from changes within my portfolio.
Jon is clearly passionate about what he does. He sets himself a high standard of performance, seeking to continually impress with his strong work focus. As a result, he has driven his business, the Pension Drawdown Company, from strength to strength.
Given the recent turmoil in World markets – approximately 20% falls, I am extremely impressed by your management of my pension fund. Valued at £127,000 last August 2015, it has only dropped by 5-6% to £120,000. I listened to your advice and I needed a more defensive approach given my need to take out funds when retirement beckons.