We are retirement planning and Pension Drawdown specialists and have been managing clients’ retirement plans since 1999.
Over the past 2 two decades, we have helped our clients transition from working life into retirement through developing robust retirement plans that work for their individual circumstances.
The main objective of any retirement plan is the provision of sufficient income in retirement. There are many factors that can influence this outcome – it is not just about saving into a pension.
Often, starting with a pre-retirement discussion, we will advise you on your options for the future. We will talk to you about timescales and your aspirations for retirement. We can help you make informed decisions regarding savings and investments, as well as pension arrangements and structure your financial affairs so that you can retire with a tailored plan to meet your individual needs.
If you are about to retire, we can help you decide how you should draw your pension benefits and if required, structure any investment income to supplement your benefits. Once on-board, we will review your arrangements regularly to make sure they remain suitably invested and continue to meet your requirements.
An important part of retirement planning often involves pension consolidation to simplify your affairs; it also increasingly includes individuals wishing to transfer out of their employer Final Salary Schemes). This requires a specialist qualifications and can only be offered by advisers holding The CII Certificate in Pension Transfers (Formerly Advanced Financial Planning Certificate "AF3 Qualification" and before that "G60"). As "At Retirement Specialists" we are seasoned practitioners in this area and in order to meet this specialised requirement, we offer the professional services of four financial planners holding this prestigious qualification (meet the team).
We do not believe in putting up barriers to good advice and we are confident in the service we provide and the advice we give. Therefore, with the exception of final salary (DB) transfers, we do not charge you unless you decide to go ahead with our recommendations; if, for whatever reason, you decide not to go ahead, we will not charge you for any time up until that point.
So if you would like to find out more or review your own position
please contact us by email or call us on